Money Help in Cambridgeshire & Peterborough
If you are worried about money here are some links to helpful websites.
Check your entitlements
A benefits check will tell you if there is more money help with your everyday living and housing costs. This could include:
- Universal Credit
- Disability and Carers benefits
- Pension credit
- Help with childcare costs
- Attendance Allowance – pension age with health condition impacting on daily function
Always seek help from a specialist adviser if you are applying for a carer or disability / health related benefit.
Other help you can quickly apply for
- Council Tax Reduction – this is available for households on a low income
- Healthy Start – if you are 10 weeks or more pregnant, have a child under 4 and receive qualifying benefits
- Prescriptions/dental/glasses – check your eligibility for free help from the NHS
- Warm Home Discount – this substantial discount is made direct to your electricity bill for households on a low income. Contact your supplier to find out if they offer and the qualifying criteria and when to apply.
- Free school meals – Apply for free school meals
- Warm Homes Project
Help in an emergency
- Foodbanks – We can issue foodbank vouchers ideally with few days notice – find your local foodbank
- Housing – if your housing is at risk contact your District Council immediately. Independent advice agencies e.g. Citizens Advice or Shelter. Are you at risk of homelessness?
- Cambridgeshire Local Assistance Scheme (CLAS) –you can apply directly for help with food, home furnishing, white goods if on a low income
- Peterborough Community Assistance Scheme (PCAS) - Peterborough Community Assistance Scheme
- Other grants and assistance – Contact Cambs County Council re the Household Support Fund
- Recycled / low cost – try local Facebook / Freecycle/ recycling sites
- Veteran support – please contact your local Royal British Legion, they can offer emotional and some financial support.
Make a budget
Using a budget planner, go through everything you spend – not just regular bills but all expenses, e.g. haircut, pet food, clothes. Keeping a daily record of spending is very helpful.
Save money on everyday costs
Energy (Gas and Electric)
- Check with your supplier if you’re getting the best deal – at the moment with high energy prices a fixed deal may not suit you but ask your energy supplier for advice
- Take meter readings regularly to see how much you are using and consider a smart meter
- If you are on prepayment meter try and top up regularly all year
- If you are older, have young children and /or a health condition or disability ask to go onto the priority services register with your supplier
- Energy saving tips
- Energy – Making Money Count
- Ask your water company about their help with water bills.
- A water meter may save you money. Use this calculator to see if you would be better off getting a water meter installed Water Meter Calculator
Phone / Internet / TV packages
- BT, Talk Talk, Hyperoptic, VirginMedia and KCOM offer discounted rates for households on relevant benefits. More information here Cheaper broadband and phone packages - Ofcom
- Use a comparison site to check that you are on the best deal available. Review your subscriptions and ensure that you are only paying for what you need
- TV Licence: If you watch or record live TV or use BBC iPlayer without a licence, you may be prosecuted and fined up to £1000.
Take action on debt
- Contact a debt advice agency if you have bills or borrowing that you cannot afford, get free, independent debt advice from a regulated service. A debt advisor can help you get some breathing space to manage your situation better and work out the best way forward.
- Avoid loan sharks - Loan sharks take advantage of people struggling who feel they have nowhere else to turn. If you are offered money with little paperwork but high charges avoid and contact the free helpline on 0300 555 2222.
- HAMA Debt advice drop in at Ramsey library 3rd Wed month 10-12
- Community Bus Sutton – money/benefits advice and support 10-12 Royal British Legion car park CB6 2QQ can call team 01353 665555
- Sutton only – Sutton Poor Lands Charity grant – email firstname.lastname@example.org
- Free and impartial help with money, backed by the government
- Citizens Advice
- Making Money Count – Everyday help with money
- National Energy Action (NEA)
Published: Sep 20, 2022
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